The benefits of utilizing Gibraltar’s capital programs:

Homebuilders:

• Facilitates a “land-light” business strategy
• Assists with balance sheet management, including off-balance sheet treatment for land banking transactions
• Improved ROI and IRR metrics
• Lowers peak project capital, enabling builders to invest in more communities
• Ability to pursue larger scale, capital-intensive projects
• We focus on financing A&D costs, and remain independent of homebuilding operations

Developers:

• Gibraltar can fill the role of a non-recourse lender or equity investor
• Attractive and flexible loan terms:
  • Higher advance rates
  • Non-recourse
  • Non-refundable builder deposits can be applied towards borrower equity
• Tailored deal terms to accommodate developer-specific needs

As a non-bank capital provider, Gibraltar is able to offer structural flexibility on transactions throughout the capital stack.